positive pay by afs
Secure more business accounts with Positive Pay — big bank security, without big bank pricing
Preventing fraud doesn’t have to be solely about stopping losses—it can unlock new non-interest revenue for your FI.
Strike a balance—grow non-interest income while fighting fraud
As a an FI leader, you’re fighting the neverending threat of deposit fraud while also working to grow your base of valuable business account holders. Every day, you try to navigate the demands of loss prevention, operational efficiency, and optimizing institutional revenue.
Plus, there is a heightened expectation to grow non-interest income streams, making services like Positive Pay appealing. But implementing new systems can be expensive and time consuming for an FI.
the time is now
Don’t wait on Positive Pay
Demand for Positive Pay is on the rise
But the fact remains: while you’re weighing the pros and cons, your competitors are exploring Positive Pay solutions.
Fraud is only getting worse
And fraudsters—they’re not waiting around. Every day they find new paths to break into business accounts, yours included.
Non-interest income is on the decline
Non-interest income is at risk as fintechs, big techs, and neobanks recalibrate account holders’ tolerance for traditional fee structures.
Introducing Positive Pay by AFS
Positive Pay by AFS isn’t just another deposit fraud tool; it’s a cash management offering that can set your FI apart from the competition. With our competitive pricing, our Positive Pay is an approachable option for FIs looking to confidently attract more business accounts. For FIs with an existing Positive Pay solution, our check and ACH Positive Pay technology is the most modern, user-friendly platform available.
Check Positive Pay
Ensures secure transactions by matching issued checks against a predetermined list.
Rule Based Security
ACH Positive Pay
Allows account holders to set specific rules for transactions, offering customized security.
Merchant/Vendor Driven Review
Reverse Positive Pay
Gives control to account holders to approve or deny transactions without an issue file.
DIVE RIGHT IN
Our user-friendly interface allows both FIs and business clients to be up and running in minutes.
TAILOR YOUR EXPERIENCE
Customize your dashboard settings down to logos, color schemes, and alerts for consistency across devices.
Set your own transaction guidelines, choose from multiple data input options, and manage role-based permissions.