Stop Fraud Before It Hits Your Bottom Line
AFS helps FIs flag fraud early—using account-level data from a powerful consortium to stop risky checks, ACH, and wires before they hit your bottom line.
Trusted Results
Banks and credit unions trust AFS to assess risk, flag fraud faster, and help stop losses before the damage is done. Checks, ACH, and wires: protected.
1,200+
Financial Institutions Protected
50+
Core, RDC, and Processor Integrations
$7M+
In payments risk-assessed monthly
Real-Time Defense Where it Matters
Stop fraud before it hits. Our solutions give your team the clarity, data, and speed they need to act fast, cut losses, and reduce manual effort.
Reduce Manual Review
Give your front line real-time risk data at the point of decision. No more juggling systems or guessing what’s safe to clear.
Consortium-Powered Accuracy
Leverage account-level data. No theory. Just proven signals from thousands of institutions and validated data sources.
Prevent Losses Early
AFS flags risky deposits and transactions so your ops team can act before reputational or financial damage sets in.
Fraud Detection Solutions
TrueChecks
TrueChecks helps your team flag bad checks in real time—counterfeit, duplicate, closed account, NSF, and more. Powered by account-level data from over 1,200 FIs, TrueChecks gives tellers, back office, and ops staff the signals they need to make fast, confident decisions before losses hit your bottom line and the damage is done.
TrueACH
TrueACH helps prevent unauthorized ACH transactions by validating account status and ownership before origination. Backed by consortium-sourced data, TrueACH gives your team confidence to stop fraudulent or misrouted payments before they leave the institution—protecting operations and account holder trust.
TrueWire
TrueWire lets your team verify account status and ownership before funds move—reducing the risk of fraud, error, or misdirection. Designed for high-value wires, TrueWire empowers staff to stop risky transfers in real time with insights drawn from real-world banking data.
Positive Pay by AFS
Business accounts are prime targets for fraud. AFS tools give your team the visibility to spot red flags on checks, wires, and ACH tied to commercial accounts—before fraudsters cash in. Arm your front line with real-time signals built from historical data, not speculation.
TrueAccount
TrueAccount gives your team real-time access to account status and ownership data—so you can assess risk before funds move. Built on consortium intelligence, it delivers actionable insights from thousands of FIs, helping you prevent fraud and protect your institution’s reputation.
How We Help
From ACH account validation to treasury checks, AFS helps your FI detect fraud faster, cut manual work, and protect your institution at every entry point.
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Treasury Check Fraud
Detect and stop counterfeit and altered checks before they clear. Protect high-value transactions and keep your institution’s reputation secure.
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Mobile, ATM & ITM Fraud
Block fraudulent deposits in real time across mobile, teller, and self-service channels. Reduce losses without slowing down account holder experience.
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ACH Compliance
Stay compliant with NACHA rules while preventing unauthorized and suspicious ACH activity. Cut risk and streamline back-office review.
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Fraud Ops Efficiency
Work smarter with tools that flag true fraud and cut false positives. Free up your team from manual review so they can focus on high-risk items.
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Check Washing Defense
Catch chemically altered and washed checks before they post. Stop fraudsters from draining accounts and damaging account holder trust.
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Account Validation
Confirm account status and ownership in seconds. Reduce returns, minimize risk, and protect revenue before the transaction even starts.
Featured Insights
Explore fraud trends, client success stories, and expert insights from the AFS team. Get practical tips to help your institution stay ahead.
