Fraud Prevention That Works Like Your Bank Does
You know your account holders. We know how to protect them. AFS gives community and regional banks real-time fraud tools that fit your systems, staff, and scale, without added complexity.
Trust Precedes Every Transaction
Your customers count on you to protect more than their funds. AFS helps banks reduce fraud, cut rework, and defend every decision, without slowing down your team.
Cleaner Deposits, Less Rework
Reduce fraud losses and minimize exception handling so your team spends less time cleaning up and more time moving forward.
Faster, Safer Decisions at the Frontline
Give your staff clear risk signals in the moment, no second-guessing, no escalation, just confident action.
Fewer Missed Threats, Better Oversight
Stay ahead of evolving fraud patterns with better visibility across channels, check, ACH, wire, and beyond.
Our Anti-Fraud Software for Banks
TrueChecks
Spot counterfeit, altered, or duplicate checks in real time—before they clear and cause loss or friction.
TrueACH
Validate account status and ownership at the point of origination. Reduce returns and protect outbound payments.
Positive Pay by AFS
Safeguard your commercial clients with tools to flag unauthorized or altered checks before they post.
TrueWire
Flags risky wire transfers before they’re sent. Verifies account status and wiring credentials to help prevent high-dollar losses and misdirected funds.
How We Help
From ACH account validation to treasury checks, AFS helps your FI detect fraud faster, cut manual work, and protect your institution at every entry point.
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Treasury Check Fraud
Detect and stop counterfeit and altered checks before they clear. Protect high-value transactions and keep your institution’s reputation secure.
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Mobile, ATM & ITM Fraud
Block fraudulent deposits in real time across mobile, teller, and self-service channels. Reduce losses without slowing down account holder experience.
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ACH Compliance
Stay compliant with NACHA rules while preventing unauthorized and suspicious ACH activity. Cut risk and streamline back-office review.
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Fraud Ops Efficiency
Work smarter with tools that flag true fraud and cut false positives. Free up your team from manual review so they can focus on high-risk items.
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Check Washing Defense
Catch chemically altered and washed checks before they post. Stop fraudsters from draining accounts and damaging account holder trust.
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Account Validation
Confirm account status and ownership in seconds. Reduce returns, minimize risk, and protect revenue before the transaction even starts.
“TrueChecks has paid for itself in the very short amount of time we have had the product.”
Featured Insights
Stay ahead of emerging fraud threats with insights, trends, and practical guidance for protecting your institution and your account holders.
Questions Banks Ask Us
Here’s what we’re asked about.
How does AFS integrate with our core or image platform?
AFS integrates through secure API, batch, or portal. We work with top cores and processors to meet your ops and IT needs.
Can AFS help us reduce check fraud losses?
Yes. TrueChecks flags altered, counterfeit, and duplicate checks in real time—so you can act before the item posts.
Does this support commercial and business accounts?
Absolutely. Our Positive Pay and validation tools are built to support treasury workflows and business banking risk needs.
What makes AFS different from other fraud vendors?
We use consortium-contributed data from over 1,000 FIs—giving your team real, proven signals instead of relying solely on models.
Will this help with compliance and audit readiness?
Yes. Our tools help meet Nacha validation rules, Reg CC guidance, and support documentation for internal and external reviews.
