AFS and Narmi Unite to Close the Innovation Gap in Positive Pay and Fraud Defense
FOR IMMEDIATE RELEASE
AFS and Narmi Unite to Close the Innovation Gap in Positive Pay and Fraud Defense
High Point, NC and New York, NY – November 5, 2025 – Advanced Fraud Solutions (AFS), a leading provider of deposit fraud prevention technology, today announced a new partnership with Narmi, the digital banking platform built to help community banks and credit unions grow, adapt, and stand out in a fintech-driven landscape where trust, speed, and innovation now define competitive advantage.
This collaboration brings AFS’s fraud prevention capabilities and modern Positive Pay technology directly into Narmi’s digital banking ecosystem, making fraud defense simpler to deploy, easier to use, and fully aligned with how today’s businesses operate.
Positive Pay by AFS represents a long-needed refresh to outdated Positive Pay systems. It delivers a more intuitive experience for both financial institutions and their commercial clients, with faster exception handling, real-time detection powered by consortium intelligence, and interoperability with modern banking platforms.
By combining Narmi’s digital infrastructure with AFS’s trusted fraud intelligence, community financial institutions can now offer their customers enterprise-grade protection while maintaining the local connection that defines community banking.
“Our partnership with Narmi reflects a shared commitment to equipping community financial institutions with technology that helps them operate and grow confidently in a changing fraud landscape,” said Jordan Bothwell, Chief Partnership Officer at AFS. “Together, we’re closing the innovation gap between legacy systems and the modern businesses our customers serve.”
“In today’s payments environment, business clients expect security and speed to go hand in hand.” said Nikhil Lakhanpal, Co-Founder of Narmi. “Our partnership with AFS puts that expectation into practice: by bringing the breadth and intelligence of enterprise-class positive pay directly into the Narmi platform, we empower community banks and credit unions to deliver fraud protection with the ease and agility modern businesses demand — while preserving the local trust that sets community financial institutions apart.”
The partnership reinforces both companies’ focus on empowering community financial institutions to modernize operations, strengthen trust, and serve their customers with greater security and speed.
About Advanced Fraud Solutions
Founded in 2007, Advanced Fraud Solutions provides deposit fraud detection software to over 1,200 financial institutions. AFS’s solutions—including Positive Pay by AFS, TrueChecks, TrueACH, TrueWire,️ and TrueAccount—detect and prevent fraud across check, ACH, and wire transactions in real time.
About Narmi
New York City-based Narmi’s digital platform empowers financial institutions to unlock the very latest capabilities in digital banking and account opening, enabling them to move faster, tap new growth opportunities, and achieve true digital transformation. The Narmi platform was built with the customer experience in mind, empowering financial institutions with an experience that is always effortless, current, and dependable. As a result, Narmi’s customers are seeing as much as 3x account growth in less than 30 days and 4x deposit growth in as little as 90 days. Additionally, Narmi’s financial institution clients are winning awards like Bankrate’s Best Online Bank and Nerdwallet’s Best Bank for Online Experience. For more information, please visit narmi.com.
Media Contact:
Brynn Johnson
Director of Marketing
Advanced Fraud Solutions
bjohnson@advancedfraudsolutions.com
