Stay Ahead of ACH Compliance
ACH rules and regulations can be a moving target. Learn how we continually adjust our ACH solutions to stay in step.
ACH Compliance Matters
As payment speeds increase, so does risk. Nacha now requires validation. We make compliance faster, easier, and more reliable.
Real-time identity match
Nacha rule built-in
Lower fraud exposure
ACH Rules
Nacha requires that originating ACH entries use a commercially reasonable method to validate accounts. We help you meet that standard.
Skip the Manual Work
We eliminate guesswork by delivering clear, real-time ACH validation results. Our fraud-focused rules engine handles compliance automatically.
Our ACH Solution
We eliminate guesswork by delivering clear, real-time ACH validation results. Our fraud-focused rules engine handles compliance automatically.
Ownership Confirmed
Know if the person initiating the ACH is authorized on the account, helping you stop fraud before it starts.
Status: Open or Closed
Real-time signals show if an account is closed, frozen, or risky, so you don’t waste time or risk processing.
NSF, Return, Stop-Pay Alerts
Get alerts on NSF history, returns, and stop-pay flags to make smarter ACH decisions, instantly.
Featured Insights
Stay informed as new fraud tactics emerge. These insights help your FI stay one step ahead on ACH risk, compliance, and originations.
ACH Compliance FAQs
Your top questions on Nacha rules, TrueACH, and fraud prevention, answered.
What is Nacha’s validation rule?
Nacha requires that WEB debit originators use a “commercially reasonable” method to validate accounts before debiting.
Does TrueACH meet Nacha compliance?
Yes. TrueACH validates account status and ownership, helping you comply with Nacha’s WEB debit rule.
What happens if we don’t validate?
You risk non-compliance, increased fraud exposure, and potential penalties from Nacha.
What data does TrueACH check?
We check account owner identity, status (open, closed, NSF), return history, and stop-pay flags.
Can this help with onboarding too?
Yes. It’s useful not just for originations, but for faster, safer onboarding of new business and consumer accounts.
