Stop Check Washing Fraud
Protect your financial institution from washed checks with real-time insights that stop fraud before funds move.
Check Washing: A Growing Threat
Fraud rings steal checks, alter payee or amount, then cash them across teller lines, ATMs, and RDC. Account holder frustration, reputation damage, and serious losses for your institution.
Spot Washed Checks in Real Time
Stop Altered Deposits at Intake
Prevent Fraud Before It Clears
Stop Altered Checks Before They Clear
Washed checks often appear legitimate—until they hit your FI. TrueChecks screens items in real time for alterations to amount or payee, drawing on decades of check data to catch what frontline teams can’t always spot on their own.
Catch Washed Checks at the Point of Presentment
Whether it’s the teller line, ATM, ITM or mobile, TrueChecks flags high-risk items instantly before altered or stolen checks enter your system. Your team gets clear signals so they can act fast and protect account holders.
Turn Washed Checks Into Red Flags
Check washing is getting bolder. TrueChecks turns altered payee names and dollar edits into visible risk signals at the moment of deposit.
Spot Washed Checks Sooner
Powered by 15+ years of fraud data, TrueChecks alerts you when a check matches known washed-item patterns used across thousands of FIs.
See Risk Before It Clears
Altered payees, mismatched MICR lines, and suspicious dollar edits trigger real-time flags your team can act on instantly.
Protect Frontline Teams
TrueChecks simplifies teller decisions with instant guidance—green, yellow, or red—so you can block fraud without training overload.
Featured Insights
Check washing tactics evolve constantly. Stay ahead with real-world fraud insights, trends, and prevention tips from the experts at AFS.
Altered Checks: FAQ
Answers to common questions about check washing fraud.
What is check washing and how can my financial institution stop it?
Check washing is the act of stealing and altering checks to change the payee or amount. Over 1,000 Banks and credit unions use tools like TrueChecks to catch them before deposit.
How can I tell if a check has been washed?
Washed checks often show signs of ink removal or handwriting inconsistencies. TrueChecks detects fraud using real-time pattern analysis.
Is check washing a growing fraud risk?
Yes. Industry data shows check washing is on the rise due to mail theft and organized fraud rings. It’s one of the top check fraud threats today.
Does TrueChecks detect washed checks across all deposit channels?
Yes. TrueChecks protects teller lines, ATMs, mobile deposits, ITMs, and RDCs so no entry point is left exposed.
