Mobile, ATM & ITM Fraud
When one fraud channel closes, fraudsters find another to exploit. Mobile, ATM and ITM points of access are key targets. Learn how to prevent these losses.
Mobile Fraud Risk
Fraud moves fast, especially via mobile, ATM, and ITM. FIs need real-time signals to stop altered, fake, or unauthorized deposits.
Frontline Pressure
Your team can’t inspect every check.
Fraud Moves Faster
Mobile and ATM fraud hits fast.
Multiple Channels
It’s hard to watch all points of entry.
Spot Washed Checks at the ATM
Washed checks don’t just show up at the teller line. They hit after-hours. Mobile apps. ATMs. ITMs. TrueChecks flags altered payee or amount info in real time—before it clears.
Confirm the Match, Stop Losses
Positive Pay compares checks issued by your business clients with what’s being presented, even if it’s mobile or ITM. If it doesn’t match, it’s flagged. Simple as that.
Stop Fraud Before the Damage Clears
Tellers aren’t the only frontline. TrueChecks and Positive Pay help you flag check fraud, at the ATM, the ITM, and inside the mobile app.
TrueChecks
Flags duplicate, altered, and stolen checks in real time—no matter how they’re deposited.
Positive Pay
Compares checks presented at ATMs or mobile to a customer-issued file. If they don’t match, we let your you and your account holders know.
Consortium Intelligence™️
Leverages shared data from 1,000+ FIs to identify known bad items before they hit your accounts.
Featured Resource
Combating Mobile Check Deposit Fraud Actionable Strategies for Financial Institutions
Featured Insights
We’re watching fraud evolve every day, especially across mobile, ATM, and ITM channels. Learn from our expertise.
Stop Machine-Based Check Fraud
Catch altered checks at mobile, ATM, and ITM before they clear.
How does check fraud happen at ATMs?
Fraudsters deposit altered or stolen checks at ATMs, then quickly withdraw funds before the check clears or gets flagged.
What makes ITM check fraud tricky to spot?
Interactive teller machines mimic live teller interactions, but rely on automation. Fraud can slip past if systems aren’t flagging risks in real time.
Can mobile check fraud be automated?
Yes. Washed or duplicate checks can be scanned via mobile apps. Without strong fraud detection, bad items can slide through instantly.
How do TrueChecks and Positive Pay help?
They flag high-risk or altered checks right when they’re presented, even at machines or in mobile. No delays. No manual digging.
